My FOUR favorite mortgage programs for 2022 that could save Utahn’s truckloads of money

With house prices skyrocketing, us Utahn’s need new, innovative, and up-to-date strategies on getting the home of our dreams.  As I’m sure you’ve noticed, the market is not the same as it used to be. It’s a new frontier now. And we’ve gotta be prepared, ready, and informed on the best strategies.  With that in …

Top 3 Ways Mortgage Banks are Ripping You Off 

Sometimes the mortgage industry is complex. Complex enough that unless you’re in it everyday, you’ll likely face times of confusion and misunderstanding. Heck, we are in it everyday, hours and hours a week, and there are STILL things that come up that require a lot of research and thought to get right.  It’s no wonder …

No-cost appraisals available now through March 31, 2022

“Rates are trending up and home purchase numbers continue to increase in our area.“ To make the load a little lighter, one of our lenders is offering to cover the full cost of the appraisal without it affecting your rate! This is a savings of up to $600 and directly lowers your cost to close …

How a mortgage is REALLY priced.

Secrets big lenders want to keep hidden from you. The general public regards the mortgage industry as a mystery, and well they should. The complicated inner-workings of the finance industry are better left to the suits on Wall Street, right? Based on my experience working with clients over the years, I’d say the vast majority …

3% Down First Time Buyer: 3.625% (APR 3.744%)

Updated: Jan 6, 2022 Would you like more info on this low mortgage rate? Let’s get a cheerful and helpful conversation going. Looking for more info that’s helpful to First Time Home Buyers? Check out our latest Utah First Time Home Buyers page. All the terms that go into this quote: 30 year fixed conventional …