Are you looking to buy a home in 2022? Well, you know, the market is crazy out there. So I’m going to give you three things that will help you prepare to jump into the market and get the home that you want.
#1 Prepare Early
You cannot prepare early enough in this market, and it starts with creating a list of priorities. What’s most important to you and terms of payment, in terms of down payment, in terms of money in the bank, all those things. And then you start to create a list of your assets. Assets like money, job, income, future jobs, and people that can help with those types of things. Put everything together, and then project five years. Where you going to be in five years? What’s most important to you in five years?
#2 Get Prequalified
Here’s the order: money first, house second. Again— money first, house second. If you call a seller and you don’t have your money arranged, you’re not going to have a very good shot at getting that house. So call us and get qualified to know what your options are as far as the financing side goes.
#3 Keep Your Options Open
Now that you have your options, step number three is to keep all your options open. Getting prequalified will help your options. There’s probably going to be some that will surprise you. Walk through that pre-approval process, and know what your options are. And then be really careful about letting emotions drive your decisions.
I’ve seen people miss out on huge opportunities, because they were concerned about rates going up or something like that. The right option over time will present itself. And the right option actually may surprise you. I have a lot of personal stories about that.
So your next step is to reach out to our team and we’ll get that pre-qualification started just for you (in a very cheerful way I might add) and help you get into the housing market, and get the home of your dreams.
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