Then…
The first time I or Eric got our mortgage license, neither of us had kids. That’s how long it’s been. Some days it seems like an eternity.
In any case, we’ve been through a lot. September 11 and the effect on the economy, massive industry changes, the Great Recession, and now the crazy home market.
Classic headshots from, well, a long time ago.


We used to hit the mountain bike trails early in the morning before work.
Had a lot of cool experiences over the years, including offering advice on local TV a number of times.

We’ve been through various company structures as well, from simple employees to running a branch of a big mortgage bank. The cool thing for you though, is our behind-the-scenes experience and understanding are available for you to utilize.
And now..
…we’ve expanded to a whole team, dedicated to delivering Sweet Mortgage Deals to current and future Utah homeowners.
As an INDEPENDENT MORTGAGE BROKER, we SERVE YOU by
- Shopping mortgage lenders FOR you
- Wider variety of programs
- Work in the wholesale market (not retail)
- Super low overhead
- Daily incentives from big lenders fighting for your business
All of these factors combine to get you low mortgage rates, best mortgage programs, all structured in a way that gets you a Sweet Mortgage Deal.




