The winning formula to get a Sweet Mortgage Deal

Hey everybody, I’m going to take a minute here and share with you our winning formula to get you a sweet mortgage deal. This formula we’ve seen over and over and over in our over 20 years of this mortgage business. And I’m going to share it with you today. There’s three steps to getting …

Conventional Loan Limits Skyrocket for 2022

In October 2021, the loan limits were increased from $548,250 to $625,000. But wait! There’s more… We were just hit with a surprise announcement that conventional loan limits were pushed even higher! The new limit for single-family homes will be $647,200 for most counties in Utah. Wasatch and Summit counties have higher loan limits at …

“MI Buster” program helps borrowers with less than 20% equity lose the mortgage insurance.

‘MI Buster’ just got better. Drop Mortgage Insurance at 90% LTV, not 80%! In our opinion, this is huge. What’s going on: “New program (appropriately called the ‘MI Buster’) that launched a month ago was only for purchases, but just announced today, it can now be used for REFINANCES as well! No mortgage insurance means …

Rates on the rise?

We can’t predict the future, and I never try to. But we stay on top of trends and latest headlines to better inform our clients and readers. I ran across an article on CNBC.com that summarized the Fed’s outlook for this coming year. Long story short: higher interest rates are likely headed our way in …