Rates on the rise?

We can’t predict the future, and I never try to. But we stay on top of trends and latest headlines to better inform our clients and readers. I ran across an article on CNBC.com that summarized the Fed’s outlook for this coming year. Long story short: higher interest rates are likely headed our way in …

Why low mortgage rates may be on borrowed time.

What if I told you that right now -at this very moment- you may have a singular opportunity to make unprecedented leaps forward financially, and it may be right under your nose, literally. You see, there’s a “perfect storm” of market conditions occurring right now that hasn’t been seen in at least 20 years, maybe …

Why Sarah (almost) Jumped Out of Her Chair

How did a recent client RAISE their home loan balance by 30k, yet SAVE 45k in scheduled loan interest on her mortgage alone? I know it sounds too good to be true, but when Sarah(name changed), saw the results of her personal Cash-Out Strategy analysis, she shouted “That’s a total NO-BRAINER!” While (almost) jumping out …

Seven Reasons Homeowners Use Home Equity

In our 20 years’ experience helping Utahn’s with their mortgages, here are 7 reasons homeowners use home equity: 1) Consolidate or restructure debt. Even if cash flow is fine, re-arranging debts using home equity and lower rates can be smart. 2) Create a dream home by expanding or upgrading current house. 3) Bolstering self-reliance by expanding an …