Conventional Loan Limits Skyrocket for 2022

In October 2021, the loan limits were increased from $548,250 to $625,000. But wait! There’s more… We were just hit with a surprise announcement that conventional loan limits were pushed even higher! The new limit for single-family homes will be $647,200 for most counties in Utah. Wasatch and Summit counties have higher loan limits at …

“MI Buster” program helps borrowers with less than 20% equity lose the mortgage insurance.

‘MI Buster’ just got better. Drop Mortgage Insurance at 90% LTV, not 80%! In our opinion, this is huge. What’s going on: “New program (appropriately called the ‘MI Buster’) that launched a month ago was only for purchases, but just announced today, it can now be used for REFINANCES as well! No mortgage insurance means …

Rates on the rise?

We can’t predict the future, and I never try to. But we stay on top of trends and latest headlines to better inform our clients and readers. I ran across an article on CNBC.com that summarized the Fed’s outlook for this coming year. Long story short: higher interest rates are likely headed our way in …

Why low mortgage rates may be on borrowed time.

What if I told you that right now -at this very moment- you may have a singular opportunity to make unprecedented leaps forward financially, and it may be right under your nose, literally. You see, there’s a “perfect storm” of market conditions occurring right now that hasn’t been seen in at least 20 years, maybe …

Why Sarah (almost) Jumped Out of Her Chair

How did a recent client RAISE their home loan balance by 30k, yet SAVE 45k in scheduled loan interest on her mortgage alone? I know it sounds too good to be true, but when Sarah(name changed), saw the results of her personal Cash-Out Strategy analysis, she shouted “That’s a total NO-BRAINER!” While (almost) jumping out …